Cookie Policy

We're pretty straightforward about how we use cookies on lumiarentivo.com. This page explains what tracking technologies we use, why we use them, and how you can manage your preferences.

Last Updated: February 2025

What Are Cookies Anyway?

Cookies are small text files that get stored on your device when you visit websites. Think of them as tiny notes that help websites remember things about your visit - like whether you've logged in, what's in your cart, or which pages you've viewed.

Most websites use them. We use them at lumiarentivo to make your experience smoother and to understand how people interact with our profitability analysis tools and educational resources.

Here's something worth knowing: cookies don't contain viruses or malware. They can't access your files or personal information beyond what you choose to share with our website.

Types of Cookies We Use

Essential Cookies

These keep the site functional. Without them, you can't log in, access your account, or use basic features. We can't turn these off because they're necessary for the site to work properly.

Functional Cookies

These remember your preferences - like your preferred language, time zone settings, or which calculator tools you use most often. They make your experience more personalized.

Analytics Cookies

We use these to understand how visitors engage with our content. They tell us which learning modules are popular, where people get stuck, and what we should improve.

Marketing Cookies

These track your visits across different sites and help us show you relevant information about our programs. If you've looked at our courses, you might see related content elsewhere online.

Specific Cookies on lumiarentivo

Cookie Name Purpose Duration
session_id Keeps you logged in while browsing Session (deleted when you close browser)
user_preferences Remembers your dashboard settings and tool preferences 12 months
analytics_token Helps us understand which features you use most 24 months
marketing_consent Stores your marketing cookie preferences 12 months

How We Use This Information

To keep your session active when you're working through our financial analysis tools
To remember which profitability calculators you've bookmarked or used recently
To track which educational modules are most helpful so we can create more similar content
To identify technical issues - like if a particular page isn't loading correctly for users
To understand the journey people take through our learning programs
To show you relevant information about upcoming courses or tools you might find useful

We review this data regularly - usually monthly - to make improvements to lumiarentivo.com. For instance, if we notice people leaving during a specific tutorial, we'll investigate why and make it clearer.

Current Status: Cookies Active

Managing Your Cookie Preferences

You've got several options for controlling cookies. The button above lets you reject all non-essential cookies on lumiarentivo.com specifically. But you can also manage them through your browser.

Each browser handles this differently:

Chrome: Settings → Privacy and security → Cookies and other site data
Firefox: Options → Privacy & Security → Cookies and Site Data
Safari: Preferences → Privacy → Manage Website Data
Edge: Settings → Cookies and site permissions → Cookies and site data

Keep in mind: if you block all cookies, some parts of lumiarentivo.com won't work properly. You won't be able to save your progress in courses, access personalized dashboards, or use some of our interactive financial tools.

Third-Party Cookies

We partner with some external services that may set their own cookies. For example, if we embed a video tutorial from another platform, that platform might set cookies to remember your playback preferences.

Currently, we work with analytics providers to better understand user behavior and with marketing platforms to reach people interested in financial education. These partners have their own cookie policies that govern how they handle data.

We're selective about who we work with and only partner with services that meet Australian privacy standards and have clear data protection practices.

Data Retention and Your Control

Different cookies stay active for different periods. Session cookies disappear when you close your browser. Others might last for months or even a couple of years.

We automatically delete analytics data after 26 months. Marketing cookie data gets removed after 24 months. You can always request earlier deletion by contacting us directly.

If you delete your account with lumiarentivo, we remove all associated cookie data within 30 days. Some anonymized analytics might remain for statistical purposes, but it won't be connected to you personally.

Changes to This Policy

We update this policy occasionally - usually when we add new features to the site or change how we handle data. The "Last Updated" date at the top tells you when we made the most recent changes.

If we make significant changes that affect how we use cookies, we'll notify you through email or a prominent notice on the site. You'll have the chance to review the new policy and adjust your preferences.

Questions About Cookies?

We're here to help clarify anything about our cookie usage.

Email us at support@lumiarentivo.com

Call +61 412 916 968

40 Hardy Ave, Wagga Wagga NSW 2650, Australia