Master the Numbers That Actually Matter
Most business courses teach you how to fill spreadsheets. We teach you how to read the story behind your margins, identify where profit leaks, and make decisions that stick. This isn't accounting — it's understanding what drives your bottom line.
Built Around Real Business Problems
We skip the textbook theory. Every lesson starts with a real scenario — the kind you'll face when cash flow tightens or margins shrink unexpectedly.
Pattern Recognition
Learn to spot early warning signs in your numbers before they become problems. Most financial trouble announces itself weeks ahead if you know what to look for.
Cost Structure Analysis
Break down where money actually goes versus where you think it goes. The gap is usually bigger than expected, and closing it changes everything.
Margin Optimization
Small adjustments in pricing, product mix, or client selection compound over time. We focus on sustainable improvements that don't require dramatic overhauls.
Common Roadblocks We Address
These are the recurring issues we hear from business operators who feel like they're working hard but not seeing the returns they should.
Revenue Up, Profit Flat
You're bringing in more sales but the bank account doesn't reflect it. Usually this points to cost creep or product mix shift. We trace the disconnect and show you how to realign.
Pricing Uncertainty
Struggling to know if your pricing actually covers costs plus reasonable margin. We build models that factor in all the hidden expenses most operators miss when setting prices.
Cash Flow Gaps
Profitable on paper but scrambling to cover payroll. Timing mismatches between receivables and payables create unnecessary stress. We address the rhythm of money movement.
Decision Paralysis
Too much data, not enough clarity. When every decision feels risky because you're not confident in the numbers, we help establish frameworks that cut through the noise.
Your Instructor
Terrence Marlowe
I spent twelve years working with mid-sized operations across retail, services, and manufacturing before moving into education. My background isn't pure finance — it's operational, which means I've seen how theoretical profitability models break down when they meet messy reality. Most of what I teach came from watching businesses struggle with perfectly good data they couldn't interpret.
Focus Areas
- Margin analysis for product and service businesses
- Cost behavior patterns and break-even modeling
- Financial statement interpretation for non-accountants
- Pricing strategy aligned with cost structure
Program Starts October 2025
We're accepting registrations for our autumn cohort. The program runs over sixteen weeks with a mix of structured sessions and independent analysis work. You'll need to bring real numbers from your business — we work with actual data, not hypotheticals.
This isn't a quick certification course. Expect to spend 6–8 hours weekly on coursework, case analysis, and applying concepts to your own operation. The workload is deliberate — profitability analysis requires practice to develop intuition.
